System Finance

If you ask companies of all sizes what is the lifeblood of their business, they will say cash flow. Ask them how they plan to finance their next major investment, and answers come a little more slowly. VoIP  went into business to take the pain out of major capital investment, finding solutions to suit each customer individually - while keeping their working capital intact.

This was achieved by utilising leasing options and packages from major Finance Houses to help businesses of all sizes - in short, becoming the Perfect Leasing Partner.

Finance lease:
The key feature of Finance or Capital leasing is that companies have full use of the equipment without all the associated burdens of ownership.

The period of the lease is normally matched to the useful life expectancy of the equipment and once that term is expired the equipment is returned to the leasing company. This type of lease is flexible enough to allow a customer to upgrade all or part of the equipment at any time during the lease and for profit making companies there are also valuable tax benefits available.

System Lease:
Welcome to future proof financing. System lease in an innovative product specifically designed for the IT and Communications market place that enables customers to keep pace with rapidly changing technologies

As business requirements change further products such as hardware, software, licenses, training or implementation can be added to the agreement without having to increase the monthly budget. The scheme outlines future credit availability and provides comfort in the fact that today's purchase will not be soon outdated or restricted.

Lease purchase:
This facility is available for customers who wish to own the equipment at the end of the lease agreement. Lease purchase works on a leasing payment formula, but is similar in principle to hire purchase.

Writing down allowances may be claimed against the goods and tax relief can be claimed on any interest paid. The deposit required is usually smaller than for a hire purchase agreement, but contracts cannot be amended once the agreement has commenced.

Why Lease?

Freedom for your capital
Leasing offers 100% financing, allowing you to put your valuable working capital to better use - like increasing your profits - instead of tying it up in a depreciating asset. Better still by leasing there is no deposit to pay and no daunting initial down payment.

Obsolescence? - It's obsolete!
Bad news I'm afraid.

The word 'new' has had a nervous breakdown. Its downfall was that it couldn't keep up with modern technology. But don't worry; another word has come to its rescue. Step forward System lease.

It makes obsolescence a thing of the past by allowing you the flexibility to purchase the upgrades you need - within the framework of the lease agreement.

Low monthly repayments:
Leasing not only allows companies immediate access to the latest equipment, it also means that your monthly payment is fixed throughout the term - whatever happens to interest rates or inflation.

Unlike many high street bank facilities or overdrafts that are subject to the change in market conditions, a lease facility with its protected payment allows for simple and effective future budgeting. 

A single solution:
From a simple one-off purchase, to a complex IT project which requires all elements of the package to be financed, we can meet your requirements.

System Lease is an excellent example of a product that has the flexibility to allow all the 'intangibles' like training, cabling and installation to be added to more traditional hardware and software items.

Excellent tax benefits:
Because finance lease rentals are 100% allowable against pre-tax profits, the total cost of your purchase, capital and interest can be offset during the lease period, with your payments deducted as a trading expense.

For further information or for advice on how to procure your new communication system, please email voip@tsigroup.co.uk or phone one of our advisors on 0800 652 79 09.